Travel Insurance for Alaska
Yikes! I have been using Travel Guard to quote insurance for trips and have found it very reasonable until today. I have a couple in their 70's going to Alaska for a week cruise on Silverseas ($12k) and the insurance for just the cruise cost is over $2,351. That seems really expensive for one week for the preferred plan especially since it's the USA and their health insurance coverage would work there. I know there are risks traveling in Alaska but I'm struggling with encouraging my clients to spend that much for a cruise. Not sure if I can add the cruise line insurance at this point.
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I usually run a comparison between Travel Guard, Allianz and Arch Roamright, but the clients' age and If they need the pre-existing condition waiver is what I would guess is the reason for the higher policy cost.